What Are My Financing Options?

Here at Mercedes-Benz of Owings Mills, we value what a Mercedes-Benz model stands for: luxury, performance, and sophistication. 

Mercedes-Benz of Owings Mills wants to be the bridge between the vibe that is Mercedes-Benz and the practicality of owning one. That's why we work hard to provide drivers in the Owings Mills area with quality Mercedes-Benz financing options.  

Mercedes-Benz Financing in Owings Mills, MD

Here at Mercedes-Benz Owings Mills, we work with various lenders to help you get the best vehicle financing for your needs possible. Additionally, you have options.  

We work both with a selection of OEM captive lenders and direct lenders. If you're wondering what the difference between the two is, don't worry, we break it down.  

Captive Lender

Captive lenders are essentially lending divisions of the automaker - in this case, Mercedes-Benz. Captive lenders work solely with their specific automaker, which means they can offer you exclusive terms and offers that direct lenders can't. Because captive lenders have a direct relationship with the automaker, they can often offer lower interest rates and more flexibility too.

Direct Lender

Your other option is a direct lender. These are typically banks. Essentially, instead of working through the dealership to get a car loan, you go to a credit union or bank and apply for a loan. If approved, they hand you a check for the amount you need, and you're committed to repaying them on their terms.  ?

Apply for Auto Financing Today

While both have advantages and disadvantages, as your Owings Mills Mercedes-Benz dealership, we work hard to help you get the best deal possible. At the end of the day, our goal is to help you get your dream car on your budget. Shop our selection from our site today.